{"text_format":"1","workbook":"xlsx","n_sheets":4,"sheets":["README","HDHP","Regular","Gov't Programs"],"not_rendered":{"charts":0,"images":0,"macros":1,"external_links":0,"defined_names":9,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"README","index":0,"n_rows":52,"n_cols":2,"rows_kept":52,"cut":false,"hidden":false,"merged":[]}
["General Instructions"]
["Step 1 : Pick the appropriate tab for the type of Benefit you are testing"]
["A.) If you are testing a High Deductible Health Plan (HSA, HRA, etc.) use the \"HDHP\" tab. **SEE ADDITIONAL INSTRUCTIONS FOR HDHP PLANS BELOW**"]
[]
["B.) If you are testing a Regular Commercial Drug Benefit, use the \"Regular\" tab"]
[]
["C.) If you are testing a plan that has a Government Program, like Family Health Plus, use the \"Gov't Programs\" tab"]
[]
["Step 2 : Pick your Drug Benefit from the Grid"]
["A.) If applicable, select the Individual Deductible Amount (column B) from the drop down arrow"]
[]
["B-1.) If the Drug Benefit has a Tier 1 Copay, select the Retail Tier 1 Drug Copay (column D) from the drop down arrow"]
["B-2.) If the Drug Benefit has a Tier 1 Coinsurance, select the Retail Tier 1 Drug Coinsurance (column G) from the drop down arrow"]
[]
["C.) To narrow down your selections even more, you may also choose the Tier 2 and Tier 3 Copay (column E,F) or Coinsurance (column H,I) from the drop down arrow"]
[]
["D.) If applicable, select the Individual Out-Of-Pocket Maximum (column J) from the drop down arrow"]
[]
["E.) If you cannot find your Drug Benefit in the Grid, please contact your Sales Representative for help determining creditability"]
[]
["Step 3 : Determining Creditability"]
["A.) See \"Creditability? (Y/N)\" (column L) for your Drug Benefit to determine creditability"]
[]
["***ADDITIONAL INSTRUCTIONS FOR HDHP PLANS (HSA, HRA, etc.) if Column L = \"N\" (Not Creditable)"]
["A.) If the HDHP Plan is listed as Not Creditable ('N\"), check if the plan you are testing has an Employer Group (EG) Contribution to an HRA (Health Reimbursement Account)"]
[]
["B.) Compare the Employer Contribution (as a % of the Deductible) to column N.  This % Contribution needs to be ATLEAST as good as the value in column N to be considered creditable"]
[]
["**IMPORTANT** The EG Contribution HAS TO BE MADE TO AN HRA ONLY in order to be considered creditable."]
["an HSA (Health Savings Account) has no bearing on creditability, and therefore cannot be used to determine creditability"]
[]
["Field Index"]
["Combined w/medical (deduct/oop/both)","Blank=not combined with medical "]
["(Column A)","D=deduct only is combined with medical "]
[null,"C=copay/coins oop max only is combined with medical "]
[null,"B=both deduct and copay/coins oop max is combined with medical"]
[]
["Individal Deductible Amount","Blank=not applicable/no deduct"]
["(Column B)","Non hdhp=indvidual $ amount"]
[null,"Hdhp = single contract $ amount (unless noted in additional information)"]
[]
["Family Deductible Amount ","Blank=not applicable/no deduct"]
["(Column C)","Non hdhp=family $ amount"]
[null,"Hdhp = family contract $ amount (unless noted in additional information)"]
[]
["Individual Copay/Coins Out of Pocket Maximum","Blank=not applicable/no copay or coins oop max"]
["(Column J)","Non hdhp=indvidual $ amount"]
[null,"Hdhp = single contract $ amount (unless noted in additional information)"]
[]
["Family Copay/Coins Out of Pocket Maximum","Blank=not applicable/no copay or coins oop max"]
["(Column K)","Non hdhp=family $ amount"]
[null,"Hdhp = family contract $ amount (unless noted in additional information)"]

{"sheet":"HDHP","index":1,"n_rows":37,"n_cols":14,"rows_kept":37,"cut":false,"hidden":false,"merged":[]}
["Combined w/medical (deduct/oop/\nboth)","Individal Deductible Amount","Family Deductible Amount ","Retail\nTier 1 Drug Copay","Retail\nTier 2 Drug Copay","Retail\nTier 3 Drug Copay","Retail\nTier 1 Drug Coinsurance","Retail\nTier  2 Drug Coinsurance","Retail\nTier 3 Drug Coinsurance","Individual Copay/Coins Out of Pocket Maximum","Family Copay/Coins Out of Pocket Maximum","Creditability? (Y/N)","Additional Notes","Minimum % of the deductible contributed to an HRA to be considered creditable"]
["D",2250,4500,0,0,0,null,null,null,null,null,"Y",null,0]
["D",3000,6000,0,0,0,null,null,null,null,null,"Y",null,0]
["D",3500,7000,0,0,0,null,null,null,null,null,"Y",null,0]
["D",5000,10000,0,0,0,null,null,null,null,null,"N",null,0.35]
["D",5500,11000,0,0,0,null,null,null,null,null,"N",null,0.35]
[null,5500,11000,0,0,0,null,null,null,5500,11000,"N","Option 4",0.35]
["D",5600,11200,0,0,0,null,null,null,null,null,"N",null,0.4]
["B",null,2600,5,25,40,null,null,null,1700,3400,"Y",null,0]
["B",2600,5200,5,25,55,null,null,null,2900,5800,"N",null,0.4]
["B",1300,2600,5,35,70,null,null," ",1700,3400,"Y",null,0]
[null,1300,2600,5,35,70,null,null,null,3000,6000,"Y","Option 1",0]
[null,1300,2600,5,35,70,null,null,null,5500,11000,"Y","Option 7",0]
["B",1800,3600,5,35,70,null,null,null,1800,3600,"N",null,0.15]
[null,1800,3600,5,35,70,null,null,null,3600,7200,"N","Option 3",0.15]
["B",2600,5200,5,35,70,null,null,null,2900,5800,"N",null,0.4]
[null,2600,5200,5,35,70,null,null,null,5500,11000,"N","Option 2",0.4]
["B",1150,2300,10,20,20,null,null,null,4100,8200,"Y",null,0]
["B",1200,2400,10,20,20,null,null,null,4050,8100,"Y",null,0]
["B",1500,3000,10,25,40,null,null,null,2000,4000,"Y",null,0]
["B",1200,2400,10,30,50,null,null,null,1200,2400,"Y",null,0]
["B",2500,5000,10,30,50,null,null,null,1000,2000,"N",null,0.4]
["B",2850,5600,10,35,60,null,null,null,2000,4000,"N",null,0.5]
["B",1500,3000,10,50,75,null,null,null,1000,2000,"N",null,0.25]
[null,1800,3600,15,50,null,null,null,0.5,5500,11000,"N","Option 8","N/A"]
[null,2600,5200,15,50,null,null,null,0.5,5500,11000,"N","Option 9","N/A"]
["B",1300,2600,null,null,null,0.1,0.4,0.5,1700,3400,"N",null,0.15]
["B",2000,4000,null,null,null,0.1,0.4,0.5,2000,4000,"N",null,0.3]
["B",2000,4000,null,null,null,0.1,0.4,0.5,2000,4000,"N",null,0.3]
["B",2600,5200,null,null,null,0.1,0.4,0.5,2400,4800,"N",null,0.4]
["B",1500,3000,null,null,null,0.2,0.2,0.2,2000,4000,"Y",null,0]
["B",2000,4000,null,null,null,0.2,0.2,0.2,2000,4000,"N",null,0.1]
["B",2250,4500,null,null,null,0.2,0.2,0.2,1050,1550,"N",null,0.1]
["B",2500,5000,null,null,null,0.2,0.2,0.2,2000,4000,"N",null,0.15]
["B",2600,5150,null,null,null,0.2,0.2,0.2,2400,4850,"N",null,0.15]
["B",1150,2300,null,null,null,null,null,null,4100,8200,"N","Diabetic Only","N/A"]
["B",1200,2400,null,null,null,null,null,null,4050,8100,"N","Diabetic Only","N/A"]

{"sheet":"Regular","index":2,"n_rows":236,"n_cols":13,"rows_kept":236,"cut":false,"hidden":false,"merged":[]}
["Combined w/medical (deduct/oop/\nboth)","Individal Deductible Amount","Family Deductible Amount ","Retail\nTier 1 Drug Copay","Retail\nTier 2 Drug Copay","Retail\nTier 3 Drug Copay","Retail\nTier 1 Drug Coinsurance","Retail\nTier  2 Drug Coinsurance","Retail\nTier 3 Drug Coinsurance","Individual Copay/Coins Out of Pocket Maximum","Family Copay/Coins Out of Pocket Maximum","Creditability? (Y/N)","Additional Notes"]
["D",100,200,0,0,0,null,null,null,null,null,"Y"]
["D",1000,3000,0,0,0,null,null,null,null,null,"Y"]
["D",2250,4500,0,0,0,null,null,null,null,null,"Y"]
[null,null,null,0,0,0,null,null,null,null,null,"Y"]
[null,null,null,0,0,0,null,null,null,null,null,"N","Diabetic Only"]
[null,null,null,0,3,3,null,null,null,null,null,"Y"]
[null,null,null,0,5,5,null,null,null,null,null,"Y"]
[null,null,null,0,5,20,null,null,null,null,null,"Y"]
[null,null,null,0,6,6,null,null,null,null,null,"Y"]
[null,null,null,0,7,7,null,null,null,null,null,"Y"]
[null,null,null,0,10,10,null,null,null,null,null,"Y"]
[null,null,null,0,10,15,null,null,null,null,null,"Y"]
[null,null,null,0,10,25,null,null,null,null,null,"Y"]
[null,null,null,0,12,12,null,null,null,null,null,"Y"]
[null,null,null,0,15,15,null,null,null,null,null,"Y"]
[null,null,null,0,30,50,null,null,null,null,null,"Y"]
["B",100,300,0,null,null,null,0.1,0.1,900,2700,"Y"]
[null,null,null,0,null,null,null,0.15,0.15,null,null,"Y"]
["B",100,200,0,null,null,null,0.2,0.2,1000,2000,"Y"]
["B",100,250,0,null,null,null,0.2,0.2,null,150,"Y"]
["B",300,600,0,null,null,null,0.2,0.2,1000,2000,"Y"]
[null,null,null,1,1,1,null,null,null,null,null,"Y"]
[null,null,null,1,1,30,null,null,null,null,null,"Y"]
[null,null,null,1,2,2,null,null,null,null,null,"Y"]
[null,null,null,1,3,3,null,null,null,null,null,"Y"]
[null,null,null,1,4,4,null,null,null,null,null,"Y"]
[null,null,null,1,5,5,null,null,null,null,null,"Y"]
[null,null,null,1,6,6,null,null,null,null,null,"Y"]
[null,null,null,1,7,7,null,null,null,null,null,"Y"]
[null,null,null,1,8,8,null,null,null,null,null,"Y"]
[null,null,null,1,10,10,null,null,null,null,null,"Y"]
[null,null,null,1,10,15,null,null,null,null,null,"Y"]
[null,null,null,1,11,11,null,null,null,null,null,"Y"]
[null,null,null,1,15,15,null,null,null,null,null,"Y"]
[null,null,null,2,2,2,null,null,null,null,null,"Y"]
[null,null,null,2,4,4,null,null,null,null,null,"Y"]
[null,null,null,2,5,5,null,null,null,null,null,"Y"]
[null,null,null,2,6,6,null,null,null,null,null,"Y"]
[null,null,null,2,7,7,null,null,null,null,null,"Y"]
[null,null,null,2,10,10,null,null,null,null,null,"Y"]
[null,null,null,2,10,25,null,null,null,null,null,"Y"]
[null,null,null,2.5,5,5,null,null,null,null,null,"Y"]
[null,null,null,3,3,3,null,null,null,null,null,"Y"]
[null,null,null,3,5,5,null,null,null,null,null,"Y"]
[null,null,null,3,5,20,null,null,null,null,null,"Y"]
[null,null,null,3,6,6,null,null,null,null,null,"Y"]
[null,null,null,3,8,8,null,null,null,null,null,"Y"]
[null,null,null,3,10,10,null,null,null,null,null,"Y"]
[null,null,null,3,10,35,null,null,null,null,null,"Y"]
[null,null,null,3,12,25,null,null,null,null,null,"Y"]
[null,null,null,4,4,4,null,null,null,null,null,"Y"]
[null,null,null,4,8,8,null,null,null,null,null,"Y"]
[null,null,null,4,10,10,null,null,null,null,null,"Y"]
[null,null,null,4,null,null,null,0.25,0.5,null,null,"Y"]
[null,100,300,5,5,5,null,null,null,null,null,"Y"]
[null,null,null,5,5,5,null,null,null,null,null,"Y"]
[null,null,null,5,8,8,null,null,null,null,null,"Y"]
[null,null,null,5,10,10,null,null,null,null,null,"Y"]
[null,null,null,5,10,15,null,null,null,null,null,"Y"]
[null,null,null,5,10,20,null,null,null,null,null,"Y"]
[null,null,null,5,10,25,null,null,null,null,null,"Y"]
[null,null,null,5,10,27,null,null,null,null,null,"Y"]
[null,null,null,5,10,30,null,null,null,null,null,"Y"]
[null,null,null,5,15,15,null,null,null,null,null,"Y"]
[null,null,null,5,15,25,null,null,null,null,null,"Y"]
[null,null,null,5,15,30," "," "," ",null,null,"Y"]
[null,null,null,5,15,30,null,null,null,500,null,"Y"]
[null,null,null,5,15,30,null,null,null,2000,null,"Y"]
[null,null,null,5,15,30,null,null,null,2000,null,"Y"]
[null,null,null,5,15,30,null,null,null,2000,null,"Y"]
[null,null,null,5,15,35,null,null,null,null,null,"Y"]
[null,null,null,5,15,40,null,null,null,null,null,"Y"]
[null,null,null,5,20,20,null,null,null,null,null,"Y"]
["B",100,150,5,20,35,null,null,null,500,750,"Y"]
[null,null,null,5,20,35,null,null,null,null,null,"Y"]
[null,null,null,5,20,40,null,null,null,null,null,"Y"]
[null,null,null,5,20,45,null,null,null,null,null,"Y"]
[null,null,null,5,20,50,null,null,null,null,null,"Y"]
[null,null,null,5,25,35,null,null,null,null,null,"Y"]
[null,null,null,5,25,40,null,null,null,null,null,"Y"]
[null,250,750,5,25,50,null,null,null,null,null,"Y"]
[null,null,null,5,25,50,null,null,null,null,null,"Y"]
[null,null,null,5,30,50,null,null,null,null,null,"Y"]
[null,250,750,5,35,70,null,null,null,null,null,"Y"]
[null,null,null,5,35,70,null,null,null,null,null,"Y"]
[null,250,750,5,45,90,null,null,null,null,null,"Y"]
[null,null,null,5,45,90,null,null,null,null,null,"Y"]
[null,500,1000,5," "," ",null,0.4,0.5,null,null,"N"]
[null,null,null,6,9,9,null,null,null,null,null,"Y"]
[null,null,null,7,7,7,null,null,null,null,null,"Y"]
[null,null,null,7,14,14,null,null,null,null,null,"Y"]
[null,null,null,7,15,15,null,null,null,null,null,"Y"]
[null,null,null,7,15,30,null,null,null,null,null,"Y"]
[null,null,null,7,15,35,null,null,null,null,null,"Y"]
[null,null,null,7,25,50,null,null,null,null,null,"Y"]
[null,null,null,7,50,100,null,null,null,null,null,"Y"]
[null,null,null,7,null,null,null,0.3,0.4,null,null,"Y"]
[null,null,null,7,null,null,null,null,null,null,null,"N","Generic Only"]
[null,null,null,8,15,15,null,null,null,null,null,"Y"]
[null,null,null,8,16,16,null,null,null,null,null,"Y"]
[null,null,null,10,10,10,null,null,null,null,null,"Y"]
[null,100,null,10,20,20,null,null,null,null,null,"Y"]
[null,null,null,10,20,20,null,null,null,1000,null,"Y"]
[null,null,null,10,20,20,null,null,null,null,null,"Y"]
[null,null,null,10,20,30,null,null,null,null,null,"Y"]
[null,null,null,10,20,35,null,null,null,null,null,"Y"]
[null,null,null,10,20,40,null,null,null,null,null,"Y"]
[null,null,null,10,20,45,null,null,null,null,null,"Y"]
[null,null,null,10,20,null,null,null,0.5,null,null,"Y"]
[null,null,null,10,24,40,null,null,null,null,null,"Y"]
[null,null,null,10,25,40," "," "," ",null,null,"Y"]
[null,100,null,10,25,40,null,null,null,null,null,"Y"]
[null,null,null,10,25,45,null,null,null,null,null,"Y"]
[null,null,null,10,25,50,null,null,null,null,null,"Y"]
[null,null,null,10,30,40,null,null,null,null,null,"Y"]
[null,null,null,10,30,45,null,null,null,null,null,"Y"]
[null,null,null,10,30,50," "," "," ",null,null,"Y"]
[null,100,null,10,30,50,null,null,null,null,null,"Y"]
[null,150,450,10,30,60,null,null,null,null,null,"Y"]
[null,null,null,10,30,60,null,null,null,null,null,"Y"]
[null,null,null,10,30,80,null,null,null,null,null,"Y"]
[null,null,null,10,30,100,null,null,null,null,null,"Y"]
[null,100,null,10,35,60,null,null,null,null,null,"Y"]
[null,null,null,10,35,60,null,null,null,null,null,"Y"]
[null,null,null,10,35,70,null,null,null,null,null,"Y"]
[null,null,null,10,40,60,null,null,null,null,null,"Y"]
[null,null,null,10,40,70,null,null,null,null,null,"Y"]
[null,null,null,10,50,75,null,null,null,null,null,"Y"]
[null,null,null,10,null,null,null,null,null,null,null,"N","Generic Only"]
[null,null,null,12,null,null,null,null,null,null,null,"N","Generic Only"]
[null,null,null,15,25,25,null,null,null,null,null,"Y"]
[null,null,null,15,25,50,null,null,null,null,null,"Y"]
[null,null,null,15,30,40,null,null,null,null,null,"Y"]
[null,null,null,15,30,45,null,null,null,null,null,"Y"]
[null,100,null,15,35,50,null,null,null,null,null,"Y"]
[null,null,null,15,35,55,null,null,null,null,null,"Y"]
[null,null,null,15,35,70,null,null,null,null,null,"Y"]
[null,null,null,25,45,55,null,null,null,null,null,"Y","Non-Preferred Pharmacy Copay"]
[null,null,null,"50 cents",1,1,null,null,null,null,null,"Y"]
[null,50,150,null,null,null,0.1,0.2,0.3,975,2925,"Y"]
[null,100,300,null,null,null,0.1,0.2,0.3,1450,4350,"Y"]
[null,250,750,null,null,null,0.1,0.2,0.3,1850,5550,"Y"]
[null,null,null,null,null,null,0.1,0.2,0.3,null,null,"Y"]
[null,50,150,null,null,null,0.1,0.2,0.4,null,null,"Y"]
[null,100,200,null,null,null,0.1,0.2,0.4,null,null,"Y"]
[null,200,400,null,null,null,0.1,0.2,0.4,null,null,"Y"]
[null,400,800,null,null,null,0.1,0.2,0.4,null,null,"Y"]
[null,50,null,null,null,null,0.1,0.3,0.5,null,null,"Y"]
["D",20,null,null,null,null,0.2,0.2,0.2,null,null,"Y"]
["D",50,100,null,null,null,0.2,0.2,0.2,null,null,"Y"]
["B",50,125,null,null,null,0.2,0.2,0.2,400,400,"Y"]
["B",50,150,null,null,null,0.2,0.2,0.2,400,1200,"Y"]
["B",50,150,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["B",50,150,null,null,null,0.2,0.2,0.2,500,null,"Y"]
["B",50,150,null,null,null,0.2,0.2,0.2,1000,3000,"Y"]
["B",50,150,null,null,null,0.2,0.2,0.2,5000,null,"Y"]
[null,50,150,null,null,null,0.2,0.2,0.2,null,null,"Y"]
["B",50,null,null,null,null,0.2,0.2,0.2,2000,null,"Y"]
["B",75,225,null,null,null,0.2,0.2,0.2,400,1200,"Y"]
["B",75,225,null,null,null,0.2,0.2,0.2,750,1500,"Y"]
["B",100,175,null,null,null,0.2,0.2,0.2,1000,null,"Y"]
["B",100,200,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["D",100,200,null,null,null,0.2,0.2,0.2,null,null,"Y"]
["B",100,250,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["B",100,250,null,null,null,0.2,0.2,0.2,500,1000,"Y"]
["B",100,250,null,null,null,0.2,0.2,0.2,500,null,"Y"]
["B",100,300,null,null,null,0.2,0.2,0.2,400,700,"Y"]
["B",100,300,null,null,null,0.2,0.2,0.2,400,1200,"Y"]
["B",100,300,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["B",100,300,null,null,null,0.2,0.2,0.2,500,null,"Y"]
[null,100,null,null,null,null,0.2,0.2,0.2,null,null,"Y"]
["B",125,150,null,null,null,0.2,0.2,0.2,300,300,"Y"]
["B",125,375,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["B",150,175,null,null,null,0.2,0.2,0.2,300,300,"Y"]
["B",150,300,null,null,null,0.2,0.2,0.2,1000,null,"Y"]
["D",150,300,null,null,null,0.2,0.2,0.2,null,null,"Y"]
["B",150,350,null,null,null,0.2,0.2,0.2,500,1000,"Y"]
["B",150,450,null,null,null,0.2,0.2,0.2,400,1200,"Y"]
["B",150,450,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["D",175,350,null,null,null,0.2,0.2,0.2,null,null,"Y"]
["B",200,400,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["B",200,600,null,null,null,0.2,0.2,0.2,400,1200,"Y"]
["D",225,250,null,null,null,0.2,0.2,0.2,null,null,"Y"]
["D",250,350,null,null,null,0.2,0.2,0.2,null,null,"Y"]
["B",250,500,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["B",250,650,null,null,null,0.2,0.2,0.2,750,1500,"Y"]
["B",250,650,null,null,null,0.2,0.2,0.2,2000,null,"Y"]
["B",250,750,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["B",250,750,null,null,null,0.2,0.2,0.2,1250,2250,"Y"]
["B",250,null,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["B",300,400,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["D",300,400,null,null,null,0.2,0.2,0.2,null,null,"Y"]
["B",300,600,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["B",300,900,null,null,null,0.2,0.2,0.2,1000,3000,"Y"]
["B",350,700,null,null,null,0.2,0.2,0.2,1150,3050,"Y"]
["D",350,null,null,null,null,0.2,0.2,0.2,null,null,"Y"]
["B",400,800,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["B",400,800,null,null,null,0.2,0.2,0.2,1100,2950,"Y"]
["B",400,1200,null,null,null,0.2,0.2,0.2,1200,3600,"Y"]
["B",450,900,null,null,null,0.2,0.2,0.2,1050,2850,"Y"]
["B",500,1000,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["B",500,1000,null,null,null,0.2,0.2,0.2,1500,3000,"Y"]
[null,625,1250,null,null,null,0.2,0.2,0.2,1075,2150,"Y"]
["B",1000,2000,null,null,null,0.2,0.2,0.2,400,null,"Y"]
["B",1000,2500,null,null,null,0.2,0.2,0.2,2000,4000,"Y"]
[null,null,null,null,null,null,0.2,0.2,0.2,120,null,"Y"]
[null,null,null,null,null,null,0.2,0.2,0.2,300,900,"Y"]
["C",null,null,null,null,null,0.2,0.2,0.2,600,1800,"Y"]
[null,null,null,null,null,null,0.2,0.2,0.2,800,null,"Y"]
[null,null,null,null,null,null,0.2,0.2,0.2,null,null,"Y"]
["B",1000,3000,null,null,null,0.2,0.3,0.4,2000,3000,"Y"]
[null,50,100,null,null,null,0.2,0.3,0.5,2000,4000,"Y"]
[null,50,null,null,null,null,0.2,0.3,0.5,null,null,"Y"]
[null,75,null,null,null,null,0.2,0.3,0.5,null,null,"Y"]
[null,100,200,null,null,null,0.2,0.3,0.5,2000,4000,"Y"]
[null,100,300,null,null,null,0.2,0.3,0.5,null,null,"Y"]
["B",100,null,null,null,null,0.2,0.3,0.5,400,null,"Y"]
[null,100,null,null,null,null,0.2,0.3,0.5,null,null,"Y"]
["B",200,600,null,null,null,0.2,0.3,0.5,1000,3000,"Y"]
[null,null,null,null,null,null,0.2,0.3,0.5,2000,4000,"Y"]
[null,null,null,null,null,null,0.2,0.3,0.5,null,null,"Y"]
["D",500,1500,null,null,null,0.25,0.25,0.25,null,null,"Y"]
["B",1000,2000,null,null,null,0.3,0.3,0.3,6500,13000,"N"]
[null,null,null,null,null,null,0.4,0.4,0.4,1500,null,"Y"]
[null,150,null,null,null,null,0.5,0.5,0.5,null,null,"N"]
[null,250,null,null,null,null,0.5,0.5,0.5,null,null,"N"]
[null,null,null,null,null,null,0.5,0.5,0.5,null,null,"N"]
[null,null,null,null,null,null,1,1,1,null,null,"N"]
["B",150,450,null,null,null,null,null,null,null,400,"N","Diabetic Only"]
["B",350,900,null,null,null,null,null,null,1000,2000,"N","Diabetic Only"]
["B",500,1500,null,null,null,null,null,null,1000,3000,"N","Diabetic Only"]
["C",null,null,null,null,null,null,null,null,100,200,"N","Diabetic Only"]
["C",null,null,null,null,null,null,null,null,100,300,"N","Diabetic Only"]
["C",null,null,null,null,null,null,null,null,550,1650,"N","Diabetic Only"]
[null,null,null,null,null,null,null,null,null,null,null,"N","Diabetic Only"]

{"sheet":"Gov't Programs","index":3,"n_rows":4,"n_cols":13,"rows_kept":4,"cut":false,"hidden":false,"merged":[]}
["Combined w/medical (deduct/oop/\nboth)","Individal Deductible Amount","Family Deductible Amount ","Retail\nTier 1 Drug Copay","Retail\nTier 2 Drug Copay","Retail\nTier 3 Drug Copay","Retail\nTier 1 Drug Coinsurance","Retail\nTier  2 Drug Coinsurance","Retail\nTier 3 Drug Coinsurance","Individual Copay/Coins Out of Pocket Maximum","Family Copay/Coins Out of Pocket Maximum","Creditability? (Y/N)","Additional Notes"]
[null,null,null,0,0,0,null,null,null,null,null,"Y","CHPS"]
[null,null,null,1,1,3,null,null,null,200,null,"Y","Medicaid Managed Care"]
[null,null,null,3,6,6,null,null,null,null,null,"Y","Family Health Plus"]